Common Questions
Practical Notes
The primary SWIFT code for the Bank of the Philippine Islands (BPI) is . Many international transfer forms also accept the 11‑character form as the full SWIFT/BIC.
Use this code when someone is sending money from another country to a BPI account in the Philippines. It helps the sender’s bank route the payment to the correct bank.
For most incoming remittances (telegraphic transfers), works for all BPI branches. If a form requires 11 characters, use .

Reference Address
Ask the sender to select as the recipient bank and enter (or if 11 characters are required).
Make sure your matches the bank records exactly (including middle name or initials if used).
SWIFT/BIC Basics
Maintaining Client Relationships
Provide your and a complete (as required by the sending bank).
Attracting and Retaining Top Talent
If the sender asks for a bank address, you can use the common reference address in Makati (Ayala Avenue corner Paseo de Roxas).
Staying Ahead of Industry Trends
Double-check fields like currency, purpose of remittance, and intermediary bank requirements (if the sender’s bank asks).

